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Professional Indemnity

What is Professional Indemnity Insurance?

Professionals are held to a higher standard of skill and care than ordinary people by the legal system. If a client or others suffer a loss, material, financial or otherwise, as a result of a mistake by the profession, they can sue for compensation.

Professional Indemnity (PI) Insurance basically insures professionals while performing their profession against claims of negligence. In the case of a client or customer filing a lawsuit against the professional, it covers the professional for the costs and expenses incurred as a result of defending themselves. PI Insurance will also cover you for any compensation should you lose the lawsuit.

Who needs Professional Indemnity Insurance?

Professional Indemnity Insurance is vital for anyone who provides services and advice relating to a specific discipline to other businesses or people of a professional nature. Gardian Insurance Brokers provides indemnity insurance to a number of different professions, protecting a broad range of businesses. Gardian Insurance Brokers provide a range of commercial insurances for business, commercial motor, motor fleets, public liability, heavy machinery and for mining-related insurances.

Businesses and Professionals who should have PI Insurance include:

  • Medical professionals
  • Architects
  • IT professionals
  • Engineers
  • Marketers
  • Web designers
  • Real estate agents
  • Home safety auditors
  • Interior designers
  • Consultants
  • Financial planners
  • Mortgage brokers
  • Educational professionals


  • For Home, Contents & Landlords
  • Professional Indemnity
  • Private Motor Insurance
  • Commercial Motor Insurance
  • Public Liability Insurance
  • Business Insurance
  • Heavy Machinery Insurance
  • Marine Insurance
  • Motor Fleet Insurance
  • Life Insurance
  • Mining Insurance
  • Trade Insurance
  • Trade Credit Insurance
  • Travel Insurance
  • Other Insurances